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	<title>Comments on: Xero’s New UK Managing Director</title>
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	<link>http://www.hartnall.com/2009/07/xeros-new-uk-managing-director/</link>
	<description>Attempting to convert random thoughts into sentences.</description>
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		<title>By: Share Investor</title>
		<link>http://www.hartnall.com/2009/07/xeros-new-uk-managing-director/comment-page-1/#comment-3264</link>
		<dc:creator>Share Investor</dc:creator>
		<pubDate>Mon, 03 May 2010 08:46:29 +0000</pubDate>
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		<description>Below is my Q &amp; A with Rod Kelvin. Thanks for you r question. Its in there....

http://shareinvestornz.blogspot.com/2010/04/share-investor-interview-xeros-rod.html</description>
		<content:encoded><![CDATA[<p>Below is my Q &amp; A with Rod Kelvin. Thanks for you r question. Its in there&#8230;.</p>
<p><a href="http://shareinvestornz.blogspot.com/2010/04/share-investor-interview-xeros-rod.html" rel="nofollow">http://shareinvestornz.blogspot.com/2010/04/share-investor-interview-xeros-rod.html</a></p>
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		<title>By: Kelvin Hartnall</title>
		<link>http://www.hartnall.com/2009/07/xeros-new-uk-managing-director/comment-page-1/#comment-3173</link>
		<dc:creator>Kelvin Hartnall</dc:creator>
		<pubDate>Tue, 20 Apr 2010 00:35:49 +0000</pubDate>
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		<description>I have a concern about focus at Xero at the moment and maybe you can address this in your Q&amp;A.  I am concerned about maintaining focus on building the best online accounting system for the SME market.  I believe there is a significant opportunity here, but that there is still a lot to do to maintain Xero&#039;s position as a leading SME accounting solution.  For example, reporting is still very rudimentary, there is no stock control, the functionality in a number of the modules is quite basic, etc...  I have been concerned with the amount of time being spent on building Xero Personal which is a completely different target market.  I understand that for many SMEs there is a fine line between personal accounting and their business accounting, but I think that providing a solution to solve this for small business owners doesn&#039;t require all the Xero Personal features.  E.g. maybe it just requires an add-on to the Expense Claim module to allow expenses to be pulled out of a personal creditcard statement, etc...

I am still a Xero investor as well as customer, and I find a number of the features of the product extremely innovative.  My only concern is that they do not divide their focus between two very different markets.</description>
		<content:encoded><![CDATA[<p>I have a concern about focus at Xero at the moment and maybe you can address this in your Q&amp;A.  I am concerned about maintaining focus on building the best online accounting system for the SME market.  I believe there is a significant opportunity here, but that there is still a lot to do to maintain Xero&#8217;s position as a leading SME accounting solution.  For example, reporting is still very rudimentary, there is no stock control, the functionality in a number of the modules is quite basic, etc&#8230;  I have been concerned with the amount of time being spent on building Xero Personal which is a completely different target market.  I understand that for many SMEs there is a fine line between personal accounting and their business accounting, but I think that providing a solution to solve this for small business owners doesn&#8217;t require all the Xero Personal features.  E.g. maybe it just requires an add-on to the Expense Claim module to allow expenses to be pulled out of a personal creditcard statement, etc&#8230;</p>
<p>I am still a Xero investor as well as customer, and I find a number of the features of the product extremely innovative.  My only concern is that they do not divide their focus between two very different markets.</p>
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		<title>By: Share Investor</title>
		<link>http://www.hartnall.com/2009/07/xeros-new-uk-managing-director/comment-page-1/#comment-3147</link>
		<dc:creator>Share Investor</dc:creator>
		<pubDate>Thu, 15 Apr 2010 19:21:51 +0000</pubDate>
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		<description>Here is the link to make a comment:

http://shareinvestornz.blogspot.com/2010/04/share-investor-q-reader-questions-to.html</description>
		<content:encoded><![CDATA[<p>Here is the link to make a comment:</p>
<p><a href="http://shareinvestornz.blogspot.com/2010/04/share-investor-q-reader-questions-to.html" rel="nofollow">http://shareinvestornz.blogspot.com/2010/04/share-investor-q-reader-questions-to.html</a></p>
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		<title>By: Share Investor</title>
		<link>http://www.hartnall.com/2009/07/xeros-new-uk-managing-director/comment-page-1/#comment-3146</link>
		<dc:creator>Share Investor</dc:creator>
		<pubDate>Thu, 15 Apr 2010 19:20:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.hartnall.com/?p=404#comment-3146</guid>
		<description>I am looking for questions from Xero followers for a Q &amp; A with Rod Drury. Have any Kelvin?</description>
		<content:encoded><![CDATA[<p>I am looking for questions from Xero followers for a Q &amp; A with Rod Drury. Have any Kelvin?</p>
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		<title>By: Kelvin Hartnall</title>
		<link>http://www.hartnall.com/2009/07/xeros-new-uk-managing-director/comment-page-1/#comment-552</link>
		<dc:creator>Kelvin Hartnall</dc:creator>
		<pubDate>Sat, 18 Jul 2009 07:50:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.hartnall.com/?p=404#comment-552</guid>
		<description>Interesting questions. Now that they have raised additional capital and have enough for a few years of additional losses, I am no longer concerned about time to profitability. In this case they are the start-up swooping in with an edge, so the interesting question will be how much of the market they can capture from the incumbents. It is a question of the amount of growth possible for Xero (currently very rapid) and a question of future sustainable margins. I have some thoughts around this which I hope at some point to blog further on at some point.</description>
		<content:encoded><![CDATA[<p>Interesting questions. Now that they have raised additional capital and have enough for a few years of additional losses, I am no longer concerned about time to profitability. In this case they are the start-up swooping in with an edge, so the interesting question will be how much of the market they can capture from the incumbents. It is a question of the amount of growth possible for Xero (currently very rapid) and a question of future sustainable margins. I have some thoughts around this which I hope at some point to blog further on at some point.</p>
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		<title>By: Share Investor</title>
		<link>http://www.hartnall.com/2009/07/xeros-new-uk-managing-director/comment-page-1/#comment-535</link>
		<dc:creator>Share Investor</dc:creator>
		<pubDate>Wed, 15 Jul 2009 09:42:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.hartnall.com/?p=404#comment-535</guid>
		<description>Kelvin, how much better is Xero&#039;s service and software than its competitors and will that relate into revenue and profit?

If so what do you think the time frame would be for profit and is Xero&#039;s technology so far ahead of the pack that some little upstart wont just swoop in and get an edge?</description>
		<content:encoded><![CDATA[<p>Kelvin, how much better is Xero&#8217;s service and software than its competitors and will that relate into revenue and profit?</p>
<p>If so what do you think the time frame would be for profit and is Xero&#8217;s technology so far ahead of the pack that some little upstart wont just swoop in and get an edge?</p>
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